deposit_submit/deposit_verify passed WALLET_RIAL_DEPOSIT (a user-side
wallet type) as the company-side payer wallet. The payer must be IPG's
application wallet, WALLET_IPG_CREDIT; the user's rial wallet stays as
the body payee_wallet. deposit_income_* already used WALLET_IPG_CREDIT
correctly.
Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>